St. Bonaventure: Housing & Real Estate
Homes in St. Bonaventure carry a median value of $125,300, with median rent $588 (1.3× below Cattaraugus County median $745; 2.4× below New York median $1,412). Homeownership rate: 78.4%. That's 1.2× higher than the Cattaraugus County median ($105,100); 2.9× below the New York median ($360,197). Market is stable. Vacancy rate 6.4%. A municipal building code is in effect.
- -0.0× annual income — home value vs. household income (vs New York 4.0×).
- 17.8 years to break even renting at the median (vs New York 21y).
- 4-BR rent is 1.8× a studio — rent gradient by unit size.
- Median rent 41% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $125,300 — 0.3× the New York median ($360,197). Median rent $588/month. homeownership rate 78.4% — above the U.S. share of ~65%.
| Affordability · Price To Income Ratio | 2.3× |
|---|---|
| Affordability · Rent To Income Pct | 12.8% |
| Affordability · Affordable | Yes |
| Affordability · Interpretation | very affordable |
| Fair Market Rent · Studio rent | $778 |
| Fair Market Rent · One-bedroom rent | $783 |
| Fair Market Rent · Two-bedroom rent | $1,007 |
| Fair Market Rent · Three-bedroom rent | $1,232 |
| Fair Market Rent · Four-bedroom rent | $1,420 |
| Fair Market Rent · HUD FMR area | Cattaraugus County, NY |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $125,834 |
| Median Home Value | $125,300 (vs New York $360,197) |
| Median Rent | $588 (vs New York $1,412) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | stable |
|---|---|
| Housing Market · Vacancy rate | 6.4% |
| Housing Market · Price Appreciation 2Yr | 0.2% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 0.9% |
| Broadband · Broadband-capable premises | 334 |
| Electricity · Electricity rate (¢/kWh) | 24.43¢/kWh |
| Electricity · Customers | 7,420,214 |
| Electricity · Revenue Millions | $12,424 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 100% |
| Mobile Home Parks Detail · County total | 6 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 78.4% |
|---|---|
| Median Year Built | 1959 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12