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Saranac Lake: Economy & Jobs

$61,967 is the median household income in Saranac Lake (about the same as Franklin County median $65,151; 1.4× below New York median $85,974), with homes at a median value of $199,900. The surrounding county supports 14,768 jobs (avg $58,601).

Income & Affordability

Median household income $61,967 — below the New York median ($80,483). Poverty rate 17.7% (U.S. average ~12.5%).

Affordability · Price To Income Ratio3.2×
Affordability · Rent To Income Pct16.5%
Affordability · AffordableYes
Affordability · Interpretationaffordable
Irs Income · IRS tax returns filed$18,100
Irs Income · Total Adjusted Gross Income (thousands)$1,263,249
Irs Income · Average AGI per return$69,793 (vs New York $44,173)
Irs Income · Year2022
Income Estimate$68,933
Median Household Income$61,967 (vs New York $80,483)
Poverty Rate17.7%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelmiddle-class
Economic Character · Median Income$61,967

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 1.9% — below the U.S. average of ~4%. 9% work from home (U.S. average ~15%).

Commuter Profile · Work From Home Pct8.9%
Commuter Profile · Primary Modedrove alone
Employment · Avg annual employment (county)14,768
Employment · Total annual wages (county)$865,409,365
Employment · Average annual pay$58,601
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment9,392,830
Unemployment Rate1.9% (vs New York 5.1%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms15
Agriculture · Land In Farms Acres7,233
Agriculture · Avg Farm Size Acres482.20
Agriculture · Top CommoditiesCrop Totals, Field Crops, Other, Horticulture Totals, Animal Totals, Fruit & Tree Nut Totals
Agriculture · Year2022
Business Patterns · Establishments (employer count)1,204
Business Patterns · Total Employees10,016
Business Patterns · Annual Payroll Thousands546,333
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores13
Local Businesses · Convenience Stores9
Local Businesses · Liquor Stores12
Local Businesses · Gas Stations18
Local Businesses · General Merchandise10
Local Businesses · New Car Dealers7
Local Businesses · Florists3
Local Businesses · Beauty Salons3

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants63
Dining Scene · Fast Food32
Dining Scene · Bars10
Dining Scene · Coffee Snacks12

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (7)

Adirondack Bank
SARANAC BRANCH · 67 Main St · 12983
Adirondack Bank
CHURCH STREET EXTENSION BRANCH · 139 Church St · 12983
Community Bank, National Association
SARANAC LAKE BROADWAY BRANCH · 46 Broadway · 12983
Community Bank, National Association
SARANAC BRANCH · 20 Saint Bernard St · 12983
NBT Bank, National Association
SARANAC LAKE BRANCH · 209 Lake Flower Ave · 12983
Champlain National Bank
SARANAC LAKE BRANCH · 151 Church St · 12983
The North Country Savings Bank
NORTH COUNTRY SAVINGS BANK SARANAC LAKE BRANCH · 68 Main Street · 12983

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (5)

STEWARTS SHOP 242
Convenience Store · 27 Bloomingdale Ave
Kinney Drugs 02
Other · 277 Broadway
ALDI 77018 77018
Supermarket · 587 Lake Flower Ave
NORI'S VILLAGE MARKET INC
Grocery Store · 138 Church St
DOLLAR TREE 2903
Other · 299 Lake Flower Ave
Nearest Snap · NameSTEWARTS SHOP 242
Nearest Snap · Total In Area10

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameSARANAC LAKE AREA CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$295,270,015
Federal Spending · Per Capita7,898.93 (vs New York $4,110)
Federal Spending · Population37,381 people (vs New York 8,483,844)

Sources: USAspending API

Other

Pct Drove Alone67.8%
Pct Public Transit11.0%
Pct Walked8.9%
Retirement Score · Median age40.7 years (vs New York 38.2y)
Retirement Score · Ss Household Pct33.9%
Retirement Score · Hospitals Nearby1
Retirement Score · Va AccessYes
Retirement Score · AffordableYes
Retirement Score · Factorsolder population, strong SS base, hospital access, VA nearby, affordable
Retirement Score · Ratingexcellent

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12