Housing & Real Estate — Speculator, New York
Overview
| Total Housing Units | 502 |
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| Occupied | 149 |
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| Vacant | 353 |
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| Owner-Occupied | 94 |
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| Renter-Occupied | 55 |
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| Median Home Value (Census) | $250,000 |
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| Estimated 2026 | ~$307,000 |
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| Median Rent | $1,045/mo |
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| Median Property Tax | $3,208/yr |
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Affordability
| Home Price to Income Ratio | N/Ax |
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| Home Affordability | N/A |
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| Rent as % of Income | N/A% |
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| Severely Rent-Burdened | 41.2% |
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Housing Age
| Built 2010 or later | 23 |
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| Built 2000-2009 | 57 |
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| Built 1990-1999 | 80 |
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| Built before 1960 | 162 |
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| Median Year Built | 1972 |
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Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.
