Housing & Real Estate — Spencer, New York
Overview
| Total Housing Units | 358 |
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| Occupied | 340 |
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| Vacant | 18 |
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| Owner-Occupied | 213 |
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| Renter-Occupied | 127 |
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| Median Home Value (Census) | $154,300 |
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| Estimated 2026 | ~$166,000 |
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| Median Rent | $1,034/mo |
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| Median Property Tax | $3,620/yr |
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Affordability
| Home Price to Income Ratio | N/Ax |
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| Home Affordability | N/A |
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| Rent as % of Income | N/A% |
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| Severely Rent-Burdened | 65.4% |
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Housing Age
| Built 2010 or later | 8 |
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| Built 2000-2009 | 8 |
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| Built 1990-1999 | 11 |
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| Built before 1960 | 234 |
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| Median Year Built | 1938 |
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Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.
