Bridgewater: Economy & Jobs
$35,694 is the median household income in Bridgewater (2.0× below Oneida County median $70,154; 2.4× below New York median $85,974), with homes at a median value of $80,000. The surrounding county supports 20,886 jobs (avg $56,324).
- $80,367 avg taxable income per return — higher than the median household income (vs New York $44,173).
Income & Affordability
Median household income $35,694 — below the New York median ($80,483). Poverty rate 28.7% (U.S. average ~12.5%).
| Affordability · Price To Income Ratio | 2.2× |
|---|---|
| Affordability · Rent To Income Pct | 24.7% |
| Affordability · Affordable | Yes |
| Affordability · Interpretation | very affordable |
| Irs Income · IRS tax returns filed | $31,520 |
| Irs Income · Total Adjusted Gross Income (thousands) | $2,533,154 |
| Irs Income · Average AGI per return | $80,367 (vs New York $44,173) |
| Irs Income · Year | 2022 |
| Income Estimate | $40,743 |
| Median Household Income | $35,694 (vs New York $80,483) |
| Poverty Rate | 28.7% |
Sources: IRS SOI 2022 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Economic Character
Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.
| Economic Character · Workforce | mixed |
|---|---|
| Economic Character · Top Industry | Manufacturing |
| Economic Character · Income Level | working-class |
| Economic Character · Median Income | $35,694 |
Employment & Workforce
Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 4.1% — near the U.S. average of ~4%. 3% work from home (U.S. average ~15%).
| Commuter Profile · Work From Home Pct | 2.8% |
|---|---|
| Commuter Profile · Primary Mode | drove alone |
| Employment · Avg annual employment (county) | 20,886 |
| Employment · Total annual wages (county) | $1,176,419,370 |
| Employment · Average annual pay | $56,324 |
| Employment · Year | 2024 |
| State Occupation Wages · Year | 2023 |
| State Occupation Wages · All Occupations · Soc Code | 00-0000 |
| State Occupation Wages · All Occupations · Title | All Occupations |
| State Occupation Wages · All Occupations · Employment | 9,392,830 |
| Unemployment Rate | 4.1% (vs New York 5.1%) |
Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Industry Sectors
Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.
| Agriculture · Total Farms | 185 |
|---|---|
| Agriculture · Land In Farms Acres | 3,958 |
| Agriculture · Avg Farm Size Acres | 21.40 |
| Agriculture · Top Commodities | Animal Totals, Milk, Crop Totals, Grain, Field Crops, Other |
| Agriculture · Year | 2022 |
| Business Patterns · Establishments (employer count) | 1,338 |
| Business Patterns · Total Employees | 16,795 |
| Business Patterns · Annual Payroll Thousands | 778,615 |
| Business Patterns · Year | 2022 |
Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match
Local Business Mix
Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.
| Local Businesses · Grocery Stores | 12 |
|---|---|
| Local Businesses · Convenience Stores | 12 |
| Local Businesses · Liquor Stores | 11 |
| Local Businesses · Gas Stations | 18 |
| Local Businesses · General Merchandise | 15 |
| Local Businesses · New Car Dealers | 9 |
| Local Businesses · Used Car Dealers | 5 |
| Local Businesses · Florists | 4 |
Sources: Census CBP — NAICS detail codes
Dining Scene
Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.
| Dining Scene · Full Service Restaurants | 49 |
|---|---|
| Dining Scene · Fast Food | 48 |
| Dining Scene · Bars | 12 |
| Dining Scene · Coffee Snacks | 17 |
Sources: Census CBP NAICS 722
Banking
FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.
Branches (6)
SNAP & Food Access
USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.
Sample (4)
| Nearest Snap · Name | Empire Custom Processing Llc |
|---|---|
| Nearest Snap · Total In Area | 4 |
Chamber of Commerce
IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.
| Chamber Of Commerce · Name | COLD SPRING GARRISON AREA CHAMBER OF COMMERCE |
|---|
Sources: IRS EO BMF · Refreshed 2026-04-12
Spending & Tax
Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).
| Federal Spending · Federal Spending Fy2024 | $429,771,552 |
|---|---|
| Federal Spending · Per Capita | 6,318.68 (vs New York $4,110) |
| Federal Spending · Population | 68,016 people (vs New York 8,483,844) |
Sources: USAspending API
Other
| Pct Drove Alone | 86.5% |
|---|---|
| Pct Public Transit | 1.4% |
| Pct Walked | 2.8% |
| Retirement Score · Median age | 33.1 years (vs New York 38.2y) |
| Retirement Score · Ss Household Pct | 30.1% |
| Retirement Score · Hospitals Nearby | 2 |
| Retirement Score · Va Access | Yes |
| Retirement Score · Affordable | Yes |
| Retirement Score · Factors | strong SS base, hospital access, VA nearby, affordable |
| Retirement Score · Rating | excellent |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12