Bridgewater: Housing & Real Estate
Housing in Bridgewater centers on a median value of $80,000, with median rent $735 (1.3× below Oneida County median $944; 2.2× below New York median $1,621). Homeownership rate: 69.1%. That's 2.3× below the Oneida County median ($182,600); 5.3× below the New York median ($423,800). Market is cool. Vacancy rate 10.6%. A municipal building code is in effect.
- 2.2× annual income — home value vs. household income (vs New York 9.7×).
- 9.1 years to break even renting at the median (vs New York 36y).
- 4-BR rent is 1.9× a studio — rent gradient by unit size.
- Median rent 47% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $80,000 — 0.1× the New York median ($777,600). Median rent $735/month. homeownership rate 69.1% — above the U.S. share of ~65%.
| Affordability · Price To Income Ratio | 2.2× |
|---|---|
| Affordability · Rent To Income Pct | 24.7% |
| Affordability · Affordable | Yes |
| Affordability · Interpretation | very affordable |
| Fair Market Rent · Studio rent | $995 (vs New York $2,529) |
| Fair Market Rent · One-bedroom rent | $1,123 (vs New York $2,655) |
| Fair Market Rent · Two-bedroom rent | $1,392 (vs New York $2,910) |
| Fair Market Rent · Three-bedroom rent | $1,691 (vs New York $3,644) |
| Fair Market Rent · Four-bedroom rent | $1,848 (vs New York $3,959) |
| Fair Market Rent · HUD FMR area | Syracuse, NY MSA |
| Fair Market Rent · Fiscal year | FY2026 |
| Median Home Value | $80,000 (vs New York $777,600) |
| Median Rent | $735 (vs New York $1,821) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | cool |
|---|---|
| Housing Market · Vacancy rate | 10.6% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Facilities (3)
Systems (1)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at New York median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at New York median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at New York median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 78.4% (vs New York 58.6%) |
| Broadband · Broadband-capable premises | 282 |
| Electricity · Electricity rate (¢/kWh) | 24.43¢/kWh |
| Electricity · Customers | 7420214 |
| Electricity · Revenue Millions | $12,424 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.000000000 |
| Mobile Broadband · 4G mobile coverage | 1.000000000 (at New York median) |
| Mobile Broadband · 5G mobile coverage | 1.000000000 (at New York median) |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · Refreshed 2026-04-12
Other
| Homeownership Rate | 69.1% (vs New York 32.8%) |
|---|---|
| Median Year Built | 1948 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12