Housing & Real Estate — Schenectady, New York

Overview

Total Housing Units31,342
Occupied28,769
Vacant2,573
Owner-Occupied12,880
Renter-Occupied15,889
Median Home Value (Census)$168,800
Estimated 2026~$182,000
Median Rent$1,109/mo
Median Property Tax$4,874/yr

Affordability

Home Price to Income RatioN/Ax
Home AffordabilityN/A
Rent as % of IncomeN/A%
Severely Rent-Burdened50.6%

Housing Age

Built 2010 or later1,874
Built 2000-2009735
Built 1990-1999880
Built before 196021,958
Median Year Built1938
Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.