Housing & Real Estate — Schenectady, New York
Overview
| Total Housing Units | 31,342 |
| Occupied | 28,769 |
| Vacant | 2,573 |
| Owner-Occupied | 12,880 |
| Renter-Occupied | 15,889 |
| Median Home Value (Census) | $168,800 |
| Estimated 2026 | ~$182,000 |
| Median Rent | $1,109/mo |
| Median Property Tax | $4,874/yr |
Affordability
| Home Price to Income Ratio | N/Ax |
| Home Affordability | N/A |
| Rent as % of Income | N/A% |
| Severely Rent-Burdened | 50.6% |
Housing Age
| Built 2010 or later | 1,874 |
| Built 2000-2009 | 735 |
| Built 1990-1999 | 880 |
| Built before 1960 | 21,958 |
| Median Year Built | 1938 |
Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.