St. James: Housing & Real Estate
Homes in St. James carry a median value of $652,700 (estimated market value runs 7% higher at $700,626), with median rent $2,218 (about the same as Suffolk County median $2,113; 1.6× higher than New York median $1,412). Homeownership rate: 87.7%. That's 1.3× higher than the Suffolk County median ($490,800); 1.8× higher than the New York median ($360,197). Market is warm. Vacancy rate 2.6%. New construction makes up 4.3% of stock. A municipal building code is in effect.
- 4.6× annual income — home value vs. household income (vs New York 4.0×).
- 24.5 years to break even renting at the median (vs New York 21y).
- 4-BR rent is 1.9× a studio — rent gradient by unit size.
- Median rent 19% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $652,700 — 1.8× the New York median ($360,197). Median rent $2,218/month. homeownership rate 87.7% — above the U.S. share of ~65%.
| Affordability · Price To Income Ratio | 4.6× |
|---|---|
| Affordability · Rent To Income Pct | 18.7% |
| Affordability · Interpretation | moderate |
| Fair Market Rent · Studio rent | $1,992 |
| Fair Market Rent · One-bedroom rent | $2,379 |
| Fair Market Rent · Two-bedroom rent | $2,747 |
| Fair Market Rent · Three-bedroom rent | $3,563 |
| Fair Market Rent · Four-bedroom rent | $3,768 |
| Fair Market Rent · HUD FMR area | Nassau-Suffolk, NY HUD Metro FMR Area |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $700,626 |
| Median Home Value | $652,700 (vs New York $360,197) |
| Median Rent | $2,218 (vs New York $1,412) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 2.6% |
| Housing Market · New construction (% of stock) | 4.3% |
| Housing Market · Price Appreciation 2Yr | 3.1% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 86.5% |
| Broadband · Broadband-capable premises | 5,574 |
| Electricity · Electricity rate (¢/kWh) | 24.43¢/kWh |
| Electricity · Customers | 7,420,214 |
| Electricity · Revenue Millions | $12,424 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 100% |
| Mobile Home Parks Detail · County total | 1 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Charging & Mobility
| Ev Charging · Stations | 2 |
|---|---|
| Ev Charging · Public Stations | 1 |
| Ev Charging · L2 Ports | 2 |
| Ev Charging · Dc Fast Ports | 1 |
Sources: DOE AFDC API
Other
| Homeownership Rate | 87.7% |
|---|---|
| Median Year Built | 1970 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12